We reshape SME lending with innovative technology that enables us and our partners to provide simple and swift financing
Spotcap is a multinational fintech operating in the SME lending space. Founded in 2014, it has originated more than EUR 400 million in credit lines operating as a direct lender to SMEs in the United Kingdom, Netherlands, Spain, Australia and New Zealand. Its success in these markets stems from a strong customer service culture and its loan application technology, which allows processing of all cases within one working day. Together they create an efficient and high-quality business finance experience, which has earned Spotcap a position as a top-rated business lender.
Since 2018, Spotcap has also been partnering with financial institutions, offering an end-to-end business lending platform with proprietary document recognition and risk assessment algorithms. The company has entered strategic partnerships with multiple organisations, such as with BAWAG Group in Austria and buy-now-pay-later provider Zip Co in the ANZ region, to offer same-day financing to SMEs in their respective regions.
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Our mission at Riverchain is to help companies unlock working capital to fuel its business growth. Through technology and innovative solutions tailored to the unique needs of each industry, we strive to simplify the process for businesses seeking alternative funding, propelling their growth and success.
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