Sub Capitals

We are Sub Capitals, a young and ambitious Fintech-Startup from Munich (Germany). We believe it is time to democratize artificial intelligence (AI) for private investors on the financial market. With the approach of direct AI trading, Sub Capitals takes over the entire portfolio management of private investors, who previously had difficulties to invest in the financial markets due to lack of time or expertise and only achieved low returns. Our approach can be compared to autonomous driving or in this case autonomous investing, where private investors can take their hands off the wheel or portfolio and leave both the placing of orders and the analysis processes to the AI. We call this Neo Investing, which creates more equality on the financial markets for all individuals through fair access to our AI.

Our beliefs:

The world is changing in so many different phases, most of them in pursuit of a better life together. We see too little of these changes in the global financial markets. It is time to demand more equality and a fairer approach to technological change. Our mission “democratize AI for private investors on the financial market”. This is not just about access for all, but rather about fair prices and the possibility of using AI for a good cause. With our business we want to be part of the worldwide equal rights movement, which should also give everyone the same chances for financial equality. We are convinced that with the right will and a self-reinforcing and complementary network, this mission can be pursued, and we can approach global equality in small steps. Hence our motto: Enabling equality through Neo Investing.

Business liquidated on 09.10.2025.