WIR Finanzierer offers SMEs a bank-alternative access to long-term unsecured funding via the debt capital markets:
Size: โฌ 500k – โฌ 10m
Tenor: 5y bullet (no call option)
Coupon: Depending on SME’s rating
Security: none
Documentation: Tailored to SMEs (no requirement to issue a prospectus)
WIR Finanzierer provides investors access to a new asset class – a well-spread portfolio of thoroughly pre-selected (initially German) SMEs, each complying with strict multiple rating requirements, inter alia being rated by Euler Hermes Rating, a Bafin-accredited rating agency.