Gpay

Gpay is a multi-functional financial platform for businesses

Gpay primarily serves the B2B customer base with payment intermediary services and technology services

for 24/7 instant money transfer solutions:

- Payment gateway and e-wallet services

- Collection and disbursement support services

- Open Wallet e-wallet services

- Technology services for the Gutina 24/7 instant money transfer platform

Payment gateway products, collection and disbursement support, and technology services for the Gutina 24/7 instant money transfer platform

are currently the products accounting for the majority of Gpay’s GMV. These products have been

proven in the market with strong growth rates and have achieved significant milestones.

Customers are concentrated in the following industries: Fintech, Investment, Real Estate, Lending, Insurance, Education, and Health Care.