Vtien

ATM Online is a fintech company, implementing the proven online personal lending business model to huge and unpenetrated markets of South-East Asia.

Avay focuses on unsecured loans of up to 80M VND (~$3.5k). The company does not require assets or proof of income, and enables users to avail of loans charging interest rates on a loan period of 12-36 months.

Excel with joy

By 2025, after 15 years of operation with the mission of realizing millions of dreams, FE CREDIT has built a solid foundation and maintained its leading position in the consumer finance market in Vietnam.