Element

ELEMENT Insurance AG is the white-label product factory for insurance and a leader in insurance digitalization. It is the first young company licensed by the German Federal Financial Supervisory Authority as a direct insurer for non-life insurance, which enables ELEMENT to act as a risk carrier, including claims settlement, in 28 countries across Europe. Founded in March 2017, ELEMENT offers a unique technology platform (‘Insurance as a Platform’) with a focus on the B2B2X value chain: ELEMENT develops for its partners from various industries – from e-commerce to established insurers – custom-made, innovative white-label insurance products at record speed. These products are then marketed by the partners under their own brand. ELEMENT has its headquarters in Berlin and operates across Europe.

Supported by Finleap.

Insolvency proceedings started by BaFin in January 2025. In liquidation since 06.03.2025.

SFCR reports