ZA Bank logo

ZA Bank

Active 🦄 Unicorn

Hong Kong's First Virtual Bank. From now on, banking is available all year long. Your banking app is your designated branch.

ZA Bank Ltd.

About ZA Bank

“ZA” represents a reverse of the alphabetical order – going from Z to A – reminding us to always think out of the box and view things from a different perspective. It’s good to be bold, contrarian and creative. “Z” and “A” also means “end-to-end”, it symbolises our mission to redefine customer journey through technology, from the front-end (mobile app / branch), mid-office (customer service / operation department) to back-end (operating system), from product development to service process.

Annual Reports

Funding (US$ m)

US$230m

Total raised

US$1bn

Valuation

RoundYearAmount
Latest round 2021 230

Financials (HK$ m)

YearRevenueEBIT
2018 6.7 6.7
2019 18.8 -194.2
2020 71.9 -352.2
2021 234.7 -511
2022 414.4 -449.3
2023 700.6 -288.3
2024 1,129.3 -51.3
2025 1,327.5 198.8