This year, no FinTechs entered and 1 left the market, bringing the total number of FinTech companies to 124.
In 2024, 1 FinTech company had a funding round, though the amount raised was not disclosed.
The top three FinTech categories in Vietnam are Payment and Remittance (36), Lending (18), and Capital Markets (8), which demonstrates the country's rapid shift toward cashless payments and the rise of digital lending to serve its largely underbanked population.
Categories of Vietnam FinTechs
As of 8 August 2026
Total
119
Payment and Remittance 36
Lending 18
Capital Markets 8
POS 7
Insurance 6
SME Finance 5
Crowdinvestment 5
Blockchain and Digital Assets 5
Crypto and DeFi 4
Banking 3
Personal Finance 3
Marketplace 3
Real Estate 2
Marketing and Loyalty 2
Sustainable Finance 1
Accounting and Invoicing 1
Crypto 1
Regulatory and Compliance 1
Investments 1
Data & Analytics 1
Asset and Wealth Management 1
Other FinTech 1
Data Analytics and AI 1
SME Finance,Trade and Supply Chain Finance 1
Banking Software and API 1
Digital Identity 1
Vietnam FinTech Unicorns
As of 8 August 2026
| Name | Founding Year | Category | Most recent valuation [$ bn] | City |
|---|---|---|---|---|
| TCBS Listed | 2008 | Capital Markets | 4.5 | Hanoi |
| FE CREDIT | 2010 | Lending | 2.8 | Ho Chi Minh City |
| MoMo | 2007 | Personal Finance | 2.3 | Ho Chi Minh City |
| VNLIFE | 2007 | Banking Software and API | 1.0 | Hanoi |
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