FinTech Statistics

Key data and trends from Germany's FinTech ecosystem.

This year, 2 FinTechs entered and 1 left the market, bringing the total number of FinTech companies to 1,094.

FinTech Companies in Germany

As of 14 August 2026

0 500 1,000 1,500 2,000 13 <2000 16 20 2001 25 33 2003 36 38 2005 48 70 2007 83 100 2009 125 153 2011 208 246 2013 328 434 2015 534 637 2017 755 848 2019 946 1021 2021 1059 1086 2023 1091 1093 2025 1094

This year, 8 FinTech companies had funding rounds, raising a total of 321.4m USD. The average round size was 40.17m USD. That's down from 1,663m USD across 44 rounds in 2025.

Funding Rounds of German FinTech Companies

As of 14 August 2026

0 2,500 5,000 7,500 10,000 0 2000 0 0 2002 0 0 2004 27 0 2006 0 6.2 2008 5.7 0 2010 7.4 27.6 2012 83 205.3 2014 402.7 619.6 2016 577.7 973.7 2018 2,731.5 1,326.6 2020 6,041 3,858.2 2022 1,344.9 2,579.7 2024 1,663 321.4 2026

The top three FinTech categories in Germany are Insurance (114), Payment and Remittance (96), and Blockchain and Digital Assets (83), which demonstrates Germany's position as Europe's largest InsurTech market by company count, alongside a broad, diversified base spanning payments and blockchain infrastructure.

Categories of German FinTechs

As of 14 August 2026

Total

1,094

Insurance 114
Payment and Remittance 96
Blockchain and Digital Assets 83
Data Analytics and AI 69
Investment 66
Accounting and Invoicing 65
Personal Finance 48
Crypto and DeFi 48
SME Finance 46
Capital Markets 44
Asset and Wealth Management 41
Regulatory and Compliance 38
Banking Software and API 34
Crowdinvestment 34
Real Estate 33
Sustainable Finance 33
Lending 29
Tax 27
Other FinTech 22
Social and Education 22
Marketplace 19
Banking 17
Pension 16
Trade and Supply Chain Finance 14
Digital Identity 12
Marketing and Loyalty 10
POS 7
Cybersecurity 7
Microfinance 0

German FinTech Unicorns

As of 14 August 2026

Name Founding Year Category Most recent valuation [€ bn] City
Trade Republic 2015 Capital Markets 12.5 Düsseldorf
N26 2013 Banking 8.5 Berlin
SumUp 2011 Payment and Remittance 8.0 Berlin
Mambu 2011 Banking Software and API 5.1 Berlin
wefox 2015 Insurance 4.3 Berlin
flatexdegiro Listed 1999 Capital Markets 4.0 Frankfurt am Main
Qontigo 2019 Capital Markets 3.5 Frankfurt am Main
Raisin 2013 Investment 2.0 Berlin
Scalable Capital 2014 Asset and Wealth Management 1.5 Munich
smava 2007 Lending 1.1 Berlin
FINN 2019 Other FinTech 1.0 Munich
Grover Group 2015 Marketplace 1.0 Berlin
Moss - Nufin 2019 Payment and Remittance 1.0 Berlin
SellerX 2020 Investment 0.9 Berlin
taxfix 2016 Tax 0.9 Berlin

German FinTech Hubs in Comparison