This year, 2 FinTechs entered and 1 left the market, bringing the total number of FinTech companies to 1,094.
This year, 8 FinTech companies had funding rounds, raising a total of 321.4m USD. The average round size was 40.17m USD. That's down from 1,663m USD across 44 rounds in 2025.
The top three FinTech categories in Germany are Insurance (114), Payment and Remittance (96), and Blockchain and Digital Assets (83), which demonstrates Germany's position as Europe's largest InsurTech market by company count, alongside a broad, diversified base spanning payments and blockchain infrastructure.
Categories of German FinTechs
As of 14 August 2026
Total
1,094
Insurance 114
Payment and Remittance 96
Blockchain and Digital Assets 83
Data Analytics and AI 69
Investment 66
Accounting and Invoicing 65
Personal Finance 48
Crypto and DeFi 48
SME Finance 46
Capital Markets 44
Asset and Wealth Management 41
Regulatory and Compliance 38
Banking Software and API 34
Crowdinvestment 34
Real Estate 33
Sustainable Finance 33
Lending 29
Tax 27
Other FinTech 22
Social and Education 22
Marketplace 19
Banking 17
Pension 16
Trade and Supply Chain Finance 14
Digital Identity 12
Marketing and Loyalty 10
POS 7
Cybersecurity 7
Microfinance 0
German FinTech Unicorns
As of 14 August 2026
| Name | Founding Year | Category | Most recent valuation [€ bn] | City |
|---|---|---|---|---|
| Trade Republic | 2015 | Capital Markets | 12.5 | Düsseldorf |
| N26 | 2013 | Banking | 8.5 | Berlin |
| SumUp | 2011 | Payment and Remittance | 8.0 | Berlin |
| Mambu | 2011 | Banking Software and API | 5.1 | Berlin |
| wefox | 2015 | Insurance | 4.3 | Berlin |
| flatexdegiro Listed | 1999 | Capital Markets | 4.0 | Frankfurt am Main |
| Qontigo | 2019 | Capital Markets | 3.5 | Frankfurt am Main |
| Raisin | 2013 | Investment | 2.0 | Berlin |
| Scalable Capital | 2014 | Asset and Wealth Management | 1.5 | Munich |
| smava | 2007 | Lending | 1.1 | Berlin |
| FINN | 2019 | Other FinTech | 1.0 | Munich |
| Grover Group | 2015 | Marketplace | 1.0 | Berlin |
| Moss - Nufin | 2019 | Payment and Remittance | 1.0 | Berlin |
| SellerX | 2020 | Investment | 0.9 | Berlin |
| taxfix | 2016 | Tax | 0.9 | Berlin |
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