Netherlands
Innovation at the Heart of Europe
The Netherlands has established itself as a leading fintech hub in Europe, combining a strong financial sector with a culture of innovation, digital adoption, and forward-thinking regulation. From digital banking to blockchain, Dutch fintechs are reshaping finance with cutting-edge solutions.
Why the Netherlands for Fintech?
✅ Tech-Savvy Population: The Dutch are early adopters of digital payments, with high mobile banking and contactless payment usage.
✅ Strong Regulatory Support: The Dutch Central Bank (DNB) and Authority for Financial Markets (AFM) foster innovation through regulatory sandboxes and clear fintech guidelines.
✅ Strategic EU Hub: Amsterdam’s position as a European business gateway makes it ideal for fintechs scaling across the EU.
✅ Thriving Startup Ecosystem: Home to successful fintechs like Adyen, Bunq, and Mollie, the Netherlands attracts global investment and talent.
Key Fintech Trends
- Digital Payments: The Netherlands leads in instant payments (iDEAL) and BNPL (Buy Now, Pay Later) solutions.
- Open Banking: PSD2 adoption has driven API-based banking services and fintech-bank collaborations.
- Sustainable Finance: Green fintechs are growing, with a focus on ESG investing and carbon footprint tracking.
- Blockchain & Crypto: Amsterdam is a hotspot for crypto innovation, with a balanced regulatory approach.
The Future of Dutch Fintech
With strong infrastructure, government support, and a culture of innovation, the Netherlands will continue to be a key player in Europe’s fintech revolution.
Do you want to expand your FinTech business to the Netherlands, a leading European FinTech hub?
We support you in getting off to a successful start:
- Researching the Dutch FinTech market
- Setting up and running a Dutch subsidiary on behalf of you
- Advising you on funding and government support
- Introducing you to key decision-makers in the Dutch FinTech community
- Finding the right location for your office in the Netherlands
- Supporting marketing and sales initiatives
- Identifying and facilitating pitching opportunities
- Evaluating and recommending accelerator & incubator programs
- Advising you on legal and tax matters via our Dutch partners
- Educating you on the latest trends in Dutch FinTech
Do you want to contact FinTech companies in the Netherlands? Please meet our partner Niels in Amsterdam. You can also message us or follow us on LinkedIn.
We support you in starting successfully in the Netherlands.