Vietnam

Southeast Asia's Fastest-Growing Digital Finance Market

Vietnam has emerged as one of the most dynamic fintech markets in Southeast Asia, driven by a young tech-savvy population, rapid smartphone adoption, and strong government support for digital transformation. With its booming economy and innovative startup ecosystem, Vietnam is reshaping financial services across the region.

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Why Vietnam for Fintech?

โœ… Explosive Digital Growth: Over 70% of adults use mobile banking, with e-wallets like MoMo, ZaloPay, and ViettelPay leading the cashless revolution.
โœ… Government Backing: The State Bank of Vietnam (SBV) promotes fintech through sandbox programs and a national digital banking strategy.
โœ… Young, Tech-Savvy Population: 70% under age 35, driving demand for digital-first financial solutions.
โœ… Strong Investor Interest: Vietnam attracted over $800M in fintech funding in recent years, with major players like VNPay and Tiki expanding services.

Key Fintech Trends

  • Digital Payments & E-Wallets: Mobile payments dominate, with QR code transactions growing 300% year-on-year.
  • Peer-to-Peer (P2P) Lending: Platforms like Tima and VayMuon provide microloans to underserved SMEs and consumers.
  • Blockchain & Crypto: Vietnam ranks among the top global crypto adopters, with growing DeFi and Web3 startups.
  • Open Banking & BNPL: Banks and fintechs collaborate on API-driven services, while "buy now, pay later" gains traction.

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The Future of Fintech in Vietnam

With plans for a digital currency pilot, AI-powered finance, and cross-border payment innovations, Vietnam is set to become Southeast Asiaโ€™s next fintech powerhouse.

We support you in starting successfully

  • Researching the Vietnamese FinTech market
  • Setting up and running aย subsidiaryย on behalf of you
  • Advising you onย funding and government support
  • Introducing you toย key decision-makersย in the FinTech community
  • Finding theย right locationย for your office
  • Supportingย marketing and salesย initiatives
  • Identifying and facilitatingย pitching opportunities
  • Translatingย documents and marketing materials
  • Educating you on theย latest trendsย in FinTech

Do you want to expand to Vietnam or contact local FinTech companies? Please leave us a message or follow us onย LinkedIn.

We support you in starting successfully in Vietnam.