FinTechs in Germany

• Germany, Hamburg
• https://risk42.com/
• 2018

Risk42 offers a sophisticated risk management platform for E-Commerce, Financial Services and Banks.

• Germany, Munich
• https://riskl.io/
• 2018
• 2021
• 4

We build innovative Artificial Intelligence solutions to promote the use of alternative data insights in finance.

• Germany, Hamburg
• https://riskmasterpro.com/
• 2023

RiskMasterPro is an innovative trading platform that combines advanced AI technology with effective risk management to provide personalized trading ideas and strategies to traders of all experience levels.

• Frankfurt am Main, Germany
• http://www.risktrak.de
• 1996

• Germany
• https://paigo.com/
• 2020

Collection service

• Germany
• https://roboreimburse.com/
• 2023

Receive insurance money from lost and damaged parcels automatically.

• Germany
• http://www.roc-kasse.de
• 2013

roc.Kasse is the mobile iPad POS system, for the catering, hotel and trade sectors.

• Frankfurt am Main, Germany
• https://rocketloop.de/
• 2015

• Germany, Munich
• https://www.roket.finance/
• 2025

Powered by Agentic AI, Roket consolidates data across your stack, reconciles transactions, and delivers real-time financial insights, so CFOs can run finance proactively, not reactively.

• Berlin, Germany
• https://rows.com/
• 2016

Rows is the first true spreadsheet with built-in integrations and a slick sharing experience. Made for teams to build and share their work, all in one place.

• Frankfurt am Main, Germany
• http://www.rtx21.com/
• 2018

RTX21 stands for the real estate token exchange of the 21st century and is a Proptech that offers investors the opportunity to invest into fractional commercial real estate ownership on a single-asset basis.

• Germany, Hamburg
• https://rubarb.app/
• 2019
• 2022

rubarb helps consumers have more money available at the end of each month by optimizing large bills for users, who automatically save money with rubarb and then invest these savings in sustainable ETFs.

• Germany, Munich
• https://www.rubean.com/
• 1999
• 11

Rubean AG develops software for banks and all corporations, which take an active part in electronic payment.

• Frankfurt am Main, Germany
• https://rudy.capital
• 2022

Our goal is to zero out digital asset market volatility and create new benchmarks in risk-adjusted returns. To achieve this, we develop stablecoin-based and market-neutral portfolios that generate steady positive returns – whether markets are rising, falling, or trending sideways.

• Germany, Hamburg
• https://ruuky.money/
• 2020
• 2023
• 2023
• 20

PFM for parents and kids.

• Germany, Munich
• https://de.ryd.one/
• 2014
• 51

Ryd offers ryd pay, a cashless payment function, and ryd box, an OBD2 connector that turns every car into a smart car.

• Berlin, Germany
• https://ryskex.com/
• 2016

Ryskex is a provider of a blockchain-based ecosystem for Alternative Rysk Transfers and innovative insurance solutions. Focus of their activities are uninsurable risks in todays insurance environment. Further benefits are savings in taxes, time and money.

• Germany
• https://www.s-publicservices.de/
• 2012
• 2015
• 27

As the e-government competence center of the Sparkassen-Finanzgruppe, S-Public Services is the first point of contact for the public sector as well as for municipal organizations and companies. With highly specialized plug'n'play solutions for payment services, we work with local savings banks to help them digitally transform a wide range of citizen services. We combine the reliability and decades of experience of the savings banks with the innovative product development of the leading payment service provider for e-government.

• Germany
• http://safeme.hamburg/
• 2013

• Germany, Munich
• https://safetytaxfree.com/
• 2016
• 10

Established in 2016 in Munich, Safety Tax Free provides a comprehensive service for retailers who intend to target Chinese tourists shopping in Europe.