FinTechs in Germany

• Germany, Hamburg
• https://www.participayed.com/
• 2023

At Participayed, we are committed to real digital participation for people in care while reducing processing costs for charities and care institutions in Germany.

• Germany, Munich
• https://particula.earth/en/
• 2023

We create a holistic database for tokenized, sustainable assets and ecosystem-based tokens that offers a trusted, one-stop solution for investors & companies.

• Germany, Hamburg
• https://www.goparto.com/
• 2023

Parto is a digital payment solution that efficiently digitizes budgeting and client money processes for social and care facilities.

• Cologne, Germany
• https://www.passt24.de
• 2014
• 2018

Passt Digital Services GmbH owns and operates an online insurance marketplace platform.

• Germany, Hamburg
• https://www.payorshare.de
• 2014
• 2018

PayOrShare is a combination of a pay- and a sharewall.

• Berlin, Germany
• http://www.paywithatweet.com
• 2011
• 70

Pay with a Tweet is a software solution that allows users to provide digital content on websites for the price of a social media share.

• Berlin, Germany
• https://www.paywithcharlie.com/
• 2019
• 13

Various payment methods can be stored in the Pay with Charlie app and even a preferred payment method can be selected.

• Germany, Munich
• https://www.pay33direct.de/
• 2018

Challenger Bank with own current account incl. credit- / prepaid card, competitor to N26 & Revolut, additional services & products such as insurance and lending / debt restructuring

• Germany
• https://payactive.eu/
• 2020

Payactive offers innovative and sustainable payment solutions. As a social business, the purpose is placed before profit maximisation.

• Berlin, Germany
• http://www.payango.com
• 2008
• 2020

Payango was the first programme manager in Germany specializing in personalized prepaid credit/debit cards and co-brandings. Today Payango offers a variety of prepaid payment solutions in cooperation with various financial institutions in Europe incl. Visa Europe and MasterCard.

• Germany
• https://paycentive.de/
• 2008
• 21

paycentive operates a platform through which bank or credit cards can also be used as bonus cards.

• Germany, Hamburg
• https://www.paycer.io/
• 2021

Building a cross-chain yield aggregation bridge protocol for DeFi and banking. The Paycer team is developing a bridge protocol that aggregates DeFi and crypto services cross-chain and combines them with traditional banking services to create new user-friendly financial products and services available on an easy-to-use platform.

• Germany, Hamburg
• https://paycy.eu/
• 2022

Two in one – invoice and payment combined. PAYCY offers a new service for banks: a payment request is generated directly from an invoice.

• Frankfurt am Main, Germany
• https://www.paydirekt.de
• 2014
• 123

In 2014, paydirekt GmbH, based in Frankfurt am Main, was founded for the establishment, operation, and further development of the paydirekt process.

• Germany, Munich
• https://paydora.finance/
• 2022
• 2023
• 2024

Offer Your B2B or B2C customers Embedded Finance Solutions and start generating new revenue with our White Label Banking Platform.

• Germany
• https://www.payeasy.de/
• 2025

Digital payment solutions in your corporate design—plug-and-play integrated, secure, and customer-friendly.

• Germany, Hamburg
• https://payever.de
• 2013
• 12

payever is a unique commerce solution that covers the whole sales cycle, from online shop and point of sale software to payment.

• Berlin, Germany
• https://payfit.com/
• 2018
• 2023
• 57

Payfit allows small and medium enterprises to easily and quickly pay their employees.

• Germany, Hamburg
• https://payla.de/
• 2021

A true white-label "Buy Now, Pay Later" solution for European Payment Providers and Financial Institutions.

• Germany, Stuttgart
• https://paylax.de
• 2015

PAYLAX is a trust-based payment method that allows you to safely and conveniently buy and sell in marketplaces.