FinTechs in Germany

• Frankfurt am Main, Germany
• https://www.payone.com
• 2002
• 1304

PAYONE is a mobile payment solutions company for all aspects of cashless payment transactions in retail & e-commerce.

• Germany, Munich
• https://www.payoneer.com/
• 2009
• 2019
• 99

With multiple layers of risk, technology, compliance and banking infrastructure, Payoneer’s enterprise solution goes far beyond payments to deliver a suite of services that includes cross-border payments, working capital, tax solutions, merchant services and more.

• Germany
• https://www.payperchain.com/
• 2016

PayperChain combines pay-per-use with the latest, non-manipulable blockchain technology that ensures maximum security.

• Berlin, Germany
• https://www.payrails.com/
• 2022
• 30

Payrails enables high-growth companies to craft their payment experiences and financial services globally. Our ledger-based operating system Payrails OS allows enterprises to build, operate, and scale payment acceptance and embed financial services without the need for a costly and complex in-house infrastructure.

• Berlin, Germany
• http://www.payreto.com/
• 2012
• 62

Flexible workflow sourcing for financial service providers

• Germany, Munich
• https://payworks.com
• 2012
• 2019
• 57

payworks provides a mobile point of sale (mPOS) platform that lets merchant service providers quickly build payment functionality into their applications.

• Cologne, Germany
• https://personal-business-machine.com/
• 2016
• 16

The PBM is an InsureTech-engine for highly personalised customer communication. It continuously digitalizes processes based on a secure and encrypted infrastructure. Scalable, simple and emotional throughout the entire customer journey.

• Frankfurt am Main, Germany
• https://www.peermatch.com
• 2012
• 2021

Mortgage Lending Platform Peermatch directly connects borrowers and loan investors. Taking out the traditional middlemen means lower rates for borrowers and higher yields for investors.

• Germany, Hamburg
• https://www.penseo.de/
• 2017

Penseo makes company pensions simple, digital, and understandable.

• Frankfurt am Main, Germany
• https://www.pensionflow.de/
• 2024

Pensionflow makes retirement provision simple. We offer you ETF pension insurance that has been specially developed for your needs.

• Berlin, Germany
• https://pensionfriend.de/
• 2022

We are the smart and tax-efficient way to invest in a financially secure future.

• Germany, Munich
• https://penzilla.de/
• 2021

Penzilla integrates with your HR system and digitises all your pension documents. Across all implementation paths. Everything from one source. Your all-round carefree package for corporate pension.

• Frankfurt am Main, Germany
• https://perun.network/
• 2020

Perun is an off-chain framework that supports real-time payments as well as complex business logic and supercharges any existing blockchain.

• Germany
• https://www.pey.de
• 2014

PEY provides a terminal and an online solutions to accept bitcoins for merchants.

• Germany, Munich
• https://phintech.de/
• 2020

Phin is your finance app with a focus on conscious consumption. You avoid purchases that you don't need and focus your resources on products that you enjoy in the long run. But changing those buying habits is easier said than done, which is why the smart budgets, product analysis and consumption goals are the perfect support for you.

• Berlin, Germany
• https://impleco.de/
• 2020

We are a young company that combines many years of banking experience with enthusiasm for technical innovations and digital sales channels. As part of a joint project of the three PSD banks Berlin-Brandenburg, Rhine-Ruhr, and Westphalia-Lippe, we designed the real estate platform PIA and successfully implemented it in a short time.

• Germany, Munich
• https://picsure.ai/
• 2017

Picsure is focused on AI solutions for the insurance industry and provides an AI platform that brings AI to insurers.

• Germany, Munich
• https://www.pigtie.de/
• 2019

We help students, young professionals and young adults get started with investing and take financial planning into their own hands.

• Berlin, Germany
• https://www.pile.capital/
• 2022
• 2024

Pile is a Crypto-as-a-Service (CaaS) platform for startups, neobanks and generally all fintechs. We are giving your customers access to DeFi products as we believe in a world without borders in which every business can access the best financial products to succeed.

• Germany
• https://www.pitchlink.io/
• 2023

Share your pitch deck, showcase your product, create data rooms, schedule meetings, and identify the most engaged investors based on their activity.—all through a dedicated microsite.